Our under 18's bank account with contactless debit card
- This youth current account is called 'Adapt'
- Make purchases and withdraw cash with your contactless debit card
- Check your balance out and about with our Mobile Banking app
- Works with Google Pay™ and Apple Pay
- No monthly fee
This account is available to 11-17 year olds who are UK residents. 11-15s must apply with a parent or guardian who has an Ulster Bank current account.
What do you get with your bank account?
Our teen bank account comes with OpenClose
How to apply
Please review the Your Current Account Terms (PDF, 147 KB) that apply to your Adapt Account with a parent or guardian.
If you’re 11-15, you’ll need a parent with you to open an account (note: your parent also needs to hold a current account with us.) If you’re 16-17, you can open this account online yourself. If you’re under 11, we can only offer you our child savings account.
Get ready to apply
Before you apply, we need to check you're happy with a few things, and ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
are aged 11 - 17 and a UK resident
Note: If you are aged 11-15, you'll need to apply with a parent or guardian who has an Ulster Bank current account
Note: If you are aged 16-17 and aren't able to prove your identity and address with your own documents, you'll also need to apply with a parent or guardian who has a current account.
Now please take a look at the important legal info
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet, and you're happy to view bank statements online, instead of them being posted to you. Please take some time to review, print and/or save the important information