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Learn more about your urfirst Account
We want to make your financial life as simple as possible, so we’ve gathered all the information about your urfirst account in one place.
Three key features of urfirst:
- Free, instant access baby and kids savings account held in trust.
- Flexible deposits mean you can add a lump sum or set up a standing order to pay in what you want, when you want.
- Easily managed in the Ulster Bank app, alongside your other accounts.
Can I open a savings account for a child?
We're not currently offering children's savings accounts. If you're still interested in saving you can take a look at our adult savings range, including our instant access Loyalty Saver.
You must be 16+, a UK resident and hold an Ulster Bank current account to apply for our Loyalty Saver.
Round Ups
Switch on Round Ups, and we’ll send the spare change from your debit card spend to your savings account. It's saving, made simple.
Savings Goal Tool
Our savings goal tool can help you to save towards your goal and track your progress – whatever it is you’re saving for.
Rounds Ups is available to customers with an eligible current account, instant access savings account and the mobile app. Once you’ve set it up, it’ll automatically work with all debit card and contactless device payments (in sterling).

Rooster Money
Kids and teens aged 6-17 can learn financial responsibility with a prepaid kid's debit card option from age 6.
- Monitor your kid's spending with limits and alerts.
- Create custom pots for saving money.
- Free Rooster card subscription: for Ulster Bank customers with kids aged 6-17.
Eligibility criteria applies. Fees and charges may apply. Free subscription offer T&Cs apply.

Ulster Bank's teen & kids bank account
Unlock the benefits of our Adapt account for 11-17 year-olds:
- Use Apple Pay and Google Pay ™ (ages 13+)
- Get a MasterCard debit card
- Manage money on our mobile app
Eligibility criteria applies.