Switch to Republic of Ireland
Switch to Republic of Ireland
Back to main menu
Search
Search
Overlay
Personal Loans

Bring your plans to life with a personal loan

Representative 7.1% APR

This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.

Get a personal loan
Reasons to take out a loan
Top up an existing loan
Already have a loan with us?
Loan calculator
Apply now

Personal loans

See if we could help put your plans into action

To apply, you must be 18+ and a UK resident with an Ulster Bank current account (held for 3+ months).

More about personal loans

Reasons to take out a loan

Buying a car

A loan could help you buy a new or used car to get you on the road.

Car loans

Sprucing up your home

Make your house a home with a home improvement loan.

Home improvement loans

Consolidating your debt

Bring your finances together in to one monthly payment.

Debt consolidation loans

Going on holiday

A helping hand to get you to your dream destination.

Holiday loans

Top up an existing loan

Borrowing more

If you already have a loan with us but need to borrow more, we may be able to help. You could either . . .
  • Open a new loan and keep your existing one or,
  • Replace your existing loan with a larger one

How to borrow more

Helpful tools

Use our loan calculator

Try our loan calculator to estimate how much you could borrow, see representative interest rates and your potential monthly repayments.
Use loan calculator

Get a personalised quote

Use our eligibility checker to find out if you're likely to be approved for your loan. It only takes a few moments and we use a soft search, meaning there'll be no impact on your credit score.
Check my eligibility

Compare your borrowing options

Take a look at our borrowing options guide to help you choose the best borrowing option for your individual needs.
Compare borrowing options

Already have a loan with us?

Find out more about how to manage your loan including how to make an extra loan repayment, how to change your loan details or request your final settlement amount.

Manage your existing loan

Something else we can help you with?