Discover our range of current accounts

Current accounts designed for you

Choose from our fee-free account or view our full range of accounts.

To apply you must be 18+ and a UK resident. Specific account eligibility criteria applies.

Saving for your next holiday?

Help reach your savings goals with our instant access Loyalty Saver. Start saving with just £1.

To apply for this account you must be 16+ and a UK resident. Withdrawal limits apply.

Explore our products

Current Accounts

We have different current accounts to suit you.  Browse our fee-free current accounts, or see the extra benefits you could receive with our range of Reward accounts. Fees apply.

To apply you must be 18+ and a UK resident. 


Could we help you save money on your mortgage?

We have all the tools, including our mortgage calculator, to help you find out.

Credit cards

Whether you’re looking to transfer a balance or travel abroad, our credit cards are designed to suit your lifestyle.

Eligibility applies. Over 18’s only.


Savings that suit you.

We want to help you save in a way that’s best for you. Compare our accounts and reach your savings goals.


Whatever your plans, a personal loan from us could be the helping hand you need.

Eligibility applies. Over 18’s only.


If payday is still a long way off and things are a bit tight, an arranged overdraft could act as a short-term safety net.

Representative 39.49% APR (variable) 

To apply, you must be a UK resident, 18+ and have an eligible Ulster bank account.  Subject to approval.  

Switch to Ulster Bank

Simplicity of switching your current account

Want to keep your banking all in one place? It only takes 7 days and your Direct Debits will be moved over, and all the tricky admin bits will be covered.


A helping hand for your banking needs

Visit our Support Centre for the help and support you need, including our frequently asked questions.

Energy saving changes for your home

Take a look at how you could save money in the long term with some changes to help improve the energy efficiency of your home.

What Brexit means for you

Our number one priority is to serve and support our customers.  Find out more about how we can help with your Brexit banking queries.

Independent service quality survey results for personal current accounts

As part of a regulatory requirement, an independent survey was conducted to ask customers of the largest 10 personal current account providers if they would recommend their provider to friends or family. (Last updated: Aug 2021)