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NatWest Rooster Money

Pocket money cards for kids

Pocket money - simplified.

NatWest Rooster Money could help support your family banking. With our pocket money app and prepaid debit card, you can help your child take steps towards money confidence.

What is NatWest Rooster Money?

It’s a parent-managed pocket money app and card for kids aged between three and 17. A current account may seem too big a responsibility for your child to manage at the moment, but it’s worth getting them started early with NatWest Rooster Money. That way, they'll be well on their way to financial confidence, with you as a guide.

Virtual pocket money tracker

It's free
  • Set allowances and track your kids’ spending and saving.
  • Transfer funds to your kids’ accounts on a certain day.
  • Helps develop thoughtful spending by letting kids choose how to divide their money into spend, save and give pots.

For kids aged between three and 17.

 

Rooster PLUS

99p per month
  • Helps incentivise earning by linking kids’ chores to their allowances.
  • Encourages great savings and habits by rewarding them for putting money aside through parent-paid interest rates for your kids’ spend pots.
  • Teaches them budgeting skills by setting up Regulars for subscriptions such as Spotify or Netflix.

For kids aged five to 17. One subscription covers all the family.

Rooster prepaid debit card

Get 12 months free. It’s usually £1.99 per month or £19.99 per year.
  • The Rooster Money contactless prepaid debit card is linked to your kid’s spend pots.
  • Includes all the benefits from Rooster PLUS. 
  • Set spending limits, instant top-ups and get real-time notifications on where and when they’re spending.
  • It’s extra safe and secure, with an option to freeze the card, one-time CVV for online purchases and built-in blockers. There’s no overdraft, debt or overspending.

For kids aged between six and 17. Eligibility criteria apply to the offer. 

Why join NatWest Rooster Money?

Here's what some of our customers have to say about our app and cash card:

"Love this app! Great for teaching my kids good money habits, and makes my life easier too!"

Fiona

"Great for teaching my Granddaughter to save and experience in using her card in shops to purchase things she has saved for, building her confidence"

Max

"This app is exactly what I was looking for to manage my kids allowance and chores before they move on to managing their own money."

Gareth

Get the prepaid debit card free for 12 months

How do I get the Rooster Card free subscription?

Follow the guide below to link your Ulster Bank current account and Rooster Money app, giving you up to three prepaid debit cards for your kids.

  • Step 1
    Sign up and download the NatWest Rooster Money app. Make sure you use your full name and you must have the latest version of the app which you can get or update from the app store.
  • Step 2
    Log in, select 'Add child' and fill in their details. You can add up to three kids to get the offer.
  • Step 3
    Follow the steps in the app to start a free Rooster Card 30-day trial and connect your Ulster Bank current account to recieve an additional 12 months free.

For existing Rooster Money customers: 

Get ready to join

Before we kick off your journey with our pocket money app, let's check you're happy with a few things.

First things first:

  • To be eligible for the Rooster Card free for 12 months you must be an Ulster Bank current account holder, 18+, a UK resident, registered for either Mobile or Anytime Banking and your child(ren) must be between the ages of 6 and 17 to be issued a Rooster Card.
  • If you’re not an Ulster Bank current account holder, don't worry. You can still access Rooster Money products. Fees may apply.

NatWest Rooster Money offer terms and conditions

Is your kid ready for more independence?

Kids current account

Opening a current account is an important step towards independence for any child. The Adapt account means you can give them their first taste of managing their own money- safely and securely. 

Summary

  • Available for children and teens aged between 11 and 17.
  • Current account with a contactless debit card.
  • 1.00% AER/Gross p.a. (variable) on your balance.
  • You won't have to pay any regular set fee to have this account.

This account is available to 11-17 year olds who are UK residents. 11-15s must apply with a parent or guardian who has an Ulster current account.

Questions about the app and card

Other ways we can help

Banking for young people

See  our range of bank accounts for kids, teenagers, students and graduates. See what benefits come with each account.

Free financial education

MoneySense is our free programme where kids, parents and even teachers can learn about money. It’s full of activities, games and articles to make learning fun.

Something else we can help you with?