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Bank accounts
Ulster Bank Saving Accounts

Helping you save money

What type of account are you looking for?

Compare our savings accounts
Child account
Manage your existing account

Cash ISA

An instant access, tax-free savings account.

  • 1.15% AER/Tax-free p.a. (variable) for balances between £1 - £24,999
  • 2.45% AER/Tax-free p.a. (variable) for balances over £25,000
  • Tax-free interest on balances up to £20,000
Information Message

Available to UK residents aged 18+. Save up to £20,000 for the current tax year. You can only pay into one Cash ISA with Ulster Bank. Interest is paid on last day of October and at account closure.

View Cash ISA

Cash ISA

An instant access, tax-free savings account.

  • 1.15% AER/Tax-free p.a. (variable) for balances between £1 - £24,999
  • 2.45% AER/Tax-free p.a. (variable) for balances over £25,000
  • Tax-free interest on balances up to £20,000
Information Message

Available to UK residents aged 18+. Save up to £20,000 for the current tax year. You can only pay into one Cash ISA with Ulster Bank. Interest is paid on last day of October and at account closure.

View Cash ISA

Loyalty Saver

Purple Safe

An instant access savings account. Access your savings via mobile app, anytime banking, by phone or in branch.

  • On balances £5,000 and over earn 3.50% AER/Gross p.a. (variable)
  • Earn 1.00% AER/Gross p.a. (variable) on balances £4,999 or below
  • No deposit needed
Information Message

Available to UK residents aged 16+ who hold an Ulster Bank current account. Interest is paid annually and at account closure.

View Loyalty Saver

Loyalty Saver

An instant access savings account. Access your savings via mobile app, anytime banking, by phone or in branch.

  • On balances £5,000 and over earn 3.50% AER/Gross p.a. (variable)
  • Earn 1.00% AER/Gross p.a. (variable) on balances £4,999 or below
  • No deposit needed
Information Message

Available to UK residents aged 16+ who hold an Ulster Bank current account. Interest is paid annually and at account closure.

View Loyalty Saver
Purple Safe

Can I open a savings account for a child?

We're not currently offering children's savings accounts. If you're still interested in saving you can take a look at our adult savings range, including our instant access Loyalty Saver.

You must be 16+, a UK resident and hold an Ulster Bank current account to apply for our Loyalty Saver.

Calculate and compare your potential savings

Enter a few details and get an idea of what your balance could look like.

Information Message

Our calculations are done with today's interest rates - these could change in the future. The projected balances below assume you won't withdraw any money. 

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Must have Ulster Bank current account?

Eligibility

Projected balance

Interest earned

Interest rates (AER/Gross p.a.)

Other interest rates

Rate type

Deposit limits

Access to money

Interest payments

Must have Ulster Bank current account?

Eligibility

Managing your savings account

You can log in and manage your savings account via anytime online banking, on the mobile app or through direct banking.

Round Ups

Register for Anytime Banking

Managing your existing savings account

Round Ups

Save your spare change with Round Ups. If you want to reach your savings goals even faster, try multiplying the spare change you save - multiply by 2, 3, 4 or 5 in your app.

Learn more about Round Ups

Additional Information

Interest rates

Find out your interest rate

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Find out more

What you need to open an account

Find out which documents we may need to see

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Find out more
Financial Services Compensation Scheme Logo

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

See the FSCS Leaflet (PDF, 3.7 MB) for more information about the scheme and how it protects your money.