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Summary box for the Ulster Bank Credit Card

The information contained on this page summarises key product features and is not intended to replace any terms and conditions.

Representative example

Representative 12.9% APR (variable) based on an assumed credit limit of £1,200.

Standard interest rate for purchases: 12.9% p.a. (variable).

£0 annual fee.

The actual credit limit will depend on our credit assessment of you. The actual APR you’ll receive will depend on your circumstances.

Information Message

Our Pricing Policy

Summary box

The information contained in these tables summarise key product features and is not intended to replace any terms and conditions.

APR

Interest rates

Transaction type

Monthly rate

Annual rate (Simple)

Annual rate (Effective)

Purchases

From 1.016% to 1.453%

From 12.2% to 17.5%

From 12.9% to 18.9%

Money advances

From 2.005% to 2.203%

From 24.1% to 26.5%

From 26.9% to 29.9%

Balance Transfers

From 1.016% to 1.453%

From 12.2% to 17.5%

From 12.9% to 18.9%

Money Transfers

From 2.005% to 2.203%

From 24.1% to 26.5%

From 26.9% to 29.9%

Interest-free period

Interest charging information

Allocation of Payments

Minimum repayment

Information Message

Credit limit

Minimum

£350

Maximum

Subject to status

Fees

Annual fee

£0

Instalment plan fee

If you take out an instalment plan, you will also pay an instalment plan fee; see General Conditions 3 for further details. 

Charges

Money Advance Fee (e.g. cash withdrawals)

3%

Foreign usage

Payment Scheme Exchange Rate

Rates can be found at Mastercard

One or more of the following may apply:

Non-sterling transaction fee

0% of transaction.

Money advance fee (e.g. cash withdrawals)

3%

Default charges

If your payment is late 

£0

If you exceed your credit limit 

£0