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Comparing Anytime Banking and Bankline

Which service is the best fit?

Ulster Bank Business banking is available to eligible customers who are over 18 and have the right to be self employed in the UK. Specific account and service eligibility criteria apply.

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Anytime Banking or Bankline?

We’ve laid out the key points of comparison to help you choose.

Bankline works better if you have bespoke needs or larger teams. Anytime Banking works better if you want a simple service, without a monthly fee, and don’t need to set up different levels of access. 

Have a look. And if you’d like to discuss your options, give us a call.

Am I eligible?

To get either Anytime Banking or Bankline you need an Ulster Bank business account. That means you need to be a registered business/organisation. Anytime Banking is available to all organisation types.

Additional criteria for Bankline

Bankline is available to most business types, but it isn’t available to sole traders or unincorporated clubs and societies

Fees

Anytime Banking

There’s no monthly service fee for Anytime Banking. 

There are still payment fees for making different kinds of payments. 

See Anytime Banking payment fees

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Bankline

Bankline has a monthly fee, based on the number of accounts you add to Bankline. 

Fees effective until 31 August 2025:

  • 1-5 accounts: £20 per month
  • 6-10 accounts: £80 per month
  • 11+ accounts: £160 per month

 

Fees as of 1 September 2025:

  • 1 account: £10 per month
  • 2-5 accounts: £20 per month
  • 6+ accounts: Additional registered accounts are an extra £5 a month each, so 6 is £25, 7 is £30, and so on. There’s a maximum monthly fee of £160. So, if you had 50 or 500 accounts, you’d still just pay £160 a month.

 

Bankline also has payment fees that vary depending on the type of payment.

Download Bankline fact sheet (PDF, 812 KB)

(Charges effective until 31st August 2025)

Download Bankline fact sheet (PDF, 151 KB)

(Charges effective from 1st September 2025)

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User access

Do you need to give your team different levels of access to suit their roles?

Anytime Banking

Add up to 20 users. 

Users will all have the same level of access. They’ll be able to: 

  • View all accounts
  • Change settings 
  • Raise and approve payments.
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Bankline

Add as many users as you need.

Users can have different levels of access

Set what users can see and do by assigning them roles (eg. payment raiser) and limit access to specific accounts if needed.

Option to have two users approve payments and changes in Bankline.

An audit log lets you track user activity.

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Accounts

Anytime Banking

  • Add up to 50 accounts per business. 
  • View transactions and balances held with other banks.  
  • View your accounts on the Mobile Banking app
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Bankline

  • Add up to 999 accounts per business.
  • View transactions and balances held with other banks. 
  • Add foreign currency accounts (useful for international trade).
  • Make accounts confidential.
  • Create account sets to help group and organise your finances.
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Payments you can make

On both you can make domestic and international payments. Bankline comes with customisable payment limits and additional options. 

Anytime Banking

  • Make Faster Payments up to £250,000 with biometrics enabled.

  • Approve up to 15 payments at once.
  • Send international payments. 
  • Make bulk payments from bulk lists (up to 25 payees per payment).  
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Bankline

  • Make Faster Payments up to £1 million. 
  • Approve up to 75 payments at once. 
  • Send international payments.  
  • Make bulk payments from bulk lists (up to a maximum of 3000 payees per payment). 


Additionally:  

  • Make CHAPS payments.  
  • Import payment files from external software (handy for high volumes of payments).  
  • Set your own payment limits.  
  • View summary of payment activity. 
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Payment security and controls

Need two people to approve payments or customisable payment limits? Bankline gives you those options. 

Anytime Banking

  • Multifactor authentication for log in and payment approval.
  • Fixed daily payment limit of £50k (eligible customers can make one off payments over this limit up to £250k).

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Bankline

  • Multifactor authentication for log in and payment approval.
  • Set the payment limits that work for you. 
  • Have two or more users to approve payments and changes, where needed.
  • Set which countries payments can be sent to. 
  • Set alerts for payment activity.
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Mobile banking app

Anytime Banking comes with a mobile app that’s free to download. There isn’t currently a mobile app for Bankline.  

Using the mobile app for Anytime Banking, you can do things like:

  • Check balances and transactions in seconds.
  • Make and approve payments with your fingerprint or facial recognition (if your phone has these features).
  • Scan and deposit cheques. 

 

Discover the Ulster Bank mobile app

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The Ulster Bank app is available on most iOS and Android devices with a UK or international mobile number in selected countries.

App available to customers with Anytime Internet Banking. Anytime Banking is available to business customers with an eligible account and some services may not be available on all account types.

Ready to apply?

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Anytime Banking

It only takes a few minutes to apply for Anytime Banking. If you have a business debit card, you may get instant access to your accounts.

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Apply for Bankline

You can apply online when you’re ready. 

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Get in touch

Chat with us online

The quickest way to get in touch with us is via Cora, our digital assistant. Cora can also connect you to our webchat teams.

Telephone support

If you’d like more help deciding which digital service is the best fit, give us a call on:

0345 030 3109

+44 345 030 3109 (outside the UK)

18001 0345 030 3109 Relay UK

Lines open 9am to 5pm, Monday to Friday excluding UK public holidays. Calls may be recorded.

More ways to contact us

Find other ways to get in touch with us here.

Need more help?