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Coronavirus Business Interruption Loan Scheme (CBILS)
If you’ve received lending under the Coronavirus Business Interruption Loan scheme (CBILS), find out more about your commitments.

Understanding your Coronavirus Business Interruption Loan

Preparing for your repayments to begin

Making repayments on your CBILS loan

12 month repayment holiday

  • Upon drawdown, we applied an automatic 12 month repayment holiday
  • Your repayments started 1 month after the repayment holiday ended
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Making your payments

  • You can make extra repayments or repay the loan early without penalty
  • You must repay the loan and interest in full by the final repayment date in your loan agreement
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Your repayment account

  • You'll need a current or loan servicing account with us for your repayments 
  • Payments will be required to cover your monthly repayments and interest as advised
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Do you have more questions about CBILS?

Visit our Frequently Asked Questions to find further guidance and support

About Coronavirus Business Interruption Loan

  • The Coronavirus Business Interruption Loan scheme (CBILS) was a government initiative to support small and medium-sized businesses affected by the coronavirus outbreak
  • The government provided lenders like NatWest, with a guarantee for 80% of qualifying loans
  • You must repay this loan in full including interest
  • The loan term is up to 6 years. The loan term may be extended to a maximum 10 years under exceptional circumstances and at our discretion.
  • For the full details of your specific loan and commitments, refer to the loan agreement you signed before receiving your loan

Get the right support during coronavirus

We understand these are difficult times, and if you're in need of a helping hand we're here to support you.

Find guidance and support on our coronavirus hub.

Working with British Business Bank

BBLS, CBILS and CLBILS are managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary for State for Business and Trade (formerly Business, Energy & Industrial Strategy-BEIS).

British Business Bank plc is a development bank wholly owned by HM Government. It is not authorised or regulated by the PRA or the FCA.

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