Interest rates on our accounts
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Information Message
If you already have a savings account with Ulster Bank and you are impacted by a rate change, you will receive a notice from us in due course. The notice will tell you when the rate change takes effect.
Previous Deposit Rates
Please note: All rates are subject to variation and are correct as of 27th January 2025
Gross Rate - This is the interest you are paid.
Annual Equivalent rate (AER) - this is a notional rate of interest used for interest bearing accounts, which illustrates the rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.