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Manage your spending with our OneCard
- Global acceptance. Accepted at over 32 million outlets worldwide, wherever you see the Mastercard logo.
- Greater control. Restrict certain types of transactions or set spending limits for each cardholder.
- Visibility. View cardholders transactions and balance information in real time.
OneCard has an annual fee of £32 per cardholder. Ancillary fees may also be applicable.
Security may be required. Product fees may apply. To apply you must be a UK resident aged 18 or over. The OneCard is for UK businesses only. To apply you must be a business customer and maintain a business bank account in the same legal entity name with Ulster Bank. Subject to status, business use only.
Use Apple Pay and Google Pay™
Apple Pay
Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. It's contactless, safe and easy. It keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need.
Google Pay™
Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to restaurant meals.
Apple Pay and Google Pay™ available on selected Apple and Android devices. Retailer limits may apply.
This card in detail…
Features OpenClose
Benefits OpenClose
Interest free credit
You can benefit from interest free credit on purchases for 37 days. You must pay the monthly balance in full and on time by Direct Debit.
More control
Set monthly and single transaction limits and merchant blocking restrictions
Tailor to your expense policy
Use Smart Data OnLine (SDOL), our market leading expense management software
Important Documents
Adobe Acrobat PDF reader is required to access the below documents.
Interest and fees
Type of fees
Monthly interest
Amount
1.6%
Charge only applies if balance is not cleared in full by due date.
Billing type
Charge card (centrally billed)
7 days
Free
14 days
0.45%
21 days
0.55%
28 days
0.70%
Grace Period fee is calculated monthly as this percentage of the statement balance.
Foreign card transactions (including purchases of foreign currency and travellers' cheques) will be converted into Sterling using the MasterCard Payment Scheme Exchange Rate, normally when you make the transaction. The rate may change at any time and without notice - to see the up-to-date rates used please visit www.mastercard.com/global/currencyconversion
Standards of Lending Practice
We adhere to the Standards of Lending Practice which are monitored and enforced by the LSB.
You may wish to take advice from an independent financial advisor, charity (for example, Citizens Advice) or not-for-profit organisation before entering in to a credit agreement with us.
Are you an existing card customer?
For support on managing your cards including resetting your PIN, adding a cardholder and reporting whether your card has been lost or stolen. Find out all you need to know on how ot manage your Ulster Bank OneCard.
Looking for a Debit Card instead?
Looking for a business debit card instead of a credit card? Not to worry, this is something we also offer.