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OneCard

More control for peace of mind. Helping you simplify cashflow.

Use Apple Pay and Google Pay

Apple Pay

Now more than ever, you should consider using Apple Pay to pay with your Business card. It’s contactless, safe and easy. If you’ve never made a contactless payment with Apple Pay, it’s simple to set up before you leave home.

Google Pay

Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for almost anything.

Apple Pay and Google Pay available on selected Apple and Android devices. Retailer limits may apply.

Features and benefits

Features and benefits

Global acceptance

accepted at over 32 million outlets worldwide

Transparent spending

sophisticated online reporting using Smart Data Online to track and manage individual cardholder spending

Interest-free credit

on purchases for 37 days (if you pay the monthly balance in full and on time by Direct Debit)

Greater control

restrict certain types of transactions or set spending limits for each cardholder

Added protection

with Travel Accident Insurance and Assistance, and Corporate Liability Waiver Insurance

Safe and secure

Ulster Bank Secure for online purchases and chip and PIN for face to face transactions

Ready to apply?

If you are a Sole Trader, Small Partnership (of 3 partners or less) or an unincorporated business, download an application form (PDF, 359KB).

If you are a Limited Company, LLP, PLC or a partnership of 4 partners or more, download an application form (PDF, 293KB)

Please return the completed form to your Relationship Manager if you have one, or post it to:

Ulster Bank, Business Banking NI, 1st Floor, 11-16 Donegal Square East, Belfast, BT1 5UB.

Alternatively hand the form in at any Ulster Bank branch.

Smart Data OnLine

Monitor your spending

A secure management information system that helps you manage and streamline your OneCard programme.

More spending information: access daily updated transaction data

Review and allocate spending: review and approve employee expense transactions and apply cost allocations to each transaction

Tailored reports: export data for analysis or integrate with your accounting system

For more information on Smart Data Online, click here. 

ClearSpend

The smarter way to control your business spending

ClearSpend is a free web and mobile app that gives Commercial Cards customers complete control of their account in real-time and lets employees check their balance on the go. 

ClearSpend is a UK banking industry first, and works across all the major platforms, whether that’s Android, iOS or through your web browser.

Looking for a Debit Card instead?

Looking for a business debit card instead of a credit card? Not to worry, this is something we also offer.

Anything else we can help with?