Banking for not for profit organisations

Community bank account

An everyday account for charities, clubs and societies

Are you a not for profit organisation, like a charity or club?

Enjoy fee free banking for 18 or 24 months if your business has deemed charity status*

Access free online accounting software with this business banking current account

24/7 Anytime Banking

Bank anywhere with our mobile banking app

*Your turnover must not exceed £250K a year. Business banking T&Cs apply. Existing customers may avail of discounts. Contact us for eligibility. If your turnover exceeds £250k, your account will be subject to charges outlined in the reduced fee package table below.

This current account is for not for profit limited companies registered at Companies House, clubs and societies, churches and places worship, registered and unregistered charities, charitable incorporated organisations (CIOs) and non-personal trusts. Want to see our other business current accounts

This account in detail…


Contactless debit card

Need to pay for business purchases in shops and online or withdraw cash? That’s where the contactless debit card comes in handy. Use Apple Pay and Google Pay™ for payments with your phone.

24/7 Anytime Banking

Our Anytime Banking service means you can access your business account, whenever it suits you.

Mobile Banking app

Our Mobile Banking app is secure, easy-to-use and lets you do loads of useful business banking tasks when you’re out and about.

Chequebook and paying in book

You can have a chequebook and a paying in book too (useful If you’re receiving cash or cheques).

Authorise signatories

Authorise up to four individuals as signatories on the account.

Is your business eligible?

Your business must be a:


Community / Voluntary Organisation

Social Enterprise

Religious Organisation

Community Development Financial Institution

If your business has Deemed Charity* status or can prove they have been approved for inclusion on the Register of Charities by the NI Charity Commission, you can avail of our Not for Profit (NFP) package 

Note: Credit Unions and Education establishments are not eligible for this package under our NFP proposition.

*Deemed Charity is a charity recorded on the NI Charity Commission’s published of Deemed Charities.

Authorised signatories - Authorise up to four individuals as signatories on the account.

What is the reduced fee package?



Annual turnover less than £250k

Fee free transaction banking for 24 months*

Annual turnover between £250k - £1m

Fee free transaction banking for year 1 reverting to 50% discount on year 2

Annual turnover exceeds £1m

50% discount on banking transaction for 2 years

All fees are reviewed after the two year discount period, Business current account Terms & conditions apply. If you are a Deemed Charity and an existing Ulster Bank customer, you may avail of discounts. Contact us for eligibility. *Your turnover must not exceed £250K a year.

What does transaction free banking mean?

It means that the standard charges for the day to day running of your account, commonly known as your 'transaction fees', will not apply for the first two years after the account opening date. 

'Additional charges' and 'unarranged borrowing' charges are not part of the banking offer and will apply from account opening. Fees discounts are subject to change and availability.

Please see our brochure A Guide to Business Current Account Fees (PDF, 241KB)

Useful info about this account

Switch to Ulster Bank

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account, all within 7 working days, including Direct Debits and standing orders.

To switch to us, just apply for a business account and tell us you’re switching during the application. Then give us your old bank account details and tell us when you want the switch to start.

Current Account Switch Guarantee (PDF, 64KB)

Your Guide to switching your account to us (PDF, 577KB)

How does the Switch service work?

Managing your business finances has never been easier

Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from Ulster Bank. 

Ready to apply?

Thanks for choosing our Community bank account, let's get started...

To apply, please choose which is most like your business


If your annual turnover is likely to be under £1 million, please apply through the start up account application page.


For businesses with turnover more than £6.5m, please contact:

Claire McKeown

Email: Claire.mckeown@ulsterbank.com

Tel: 028 9027 6135

Anything else we can help with?