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Community bank account
Do more with a Community bank account
All business owners must reside in the UK and be over 18.
Eligibility criteria and terms apply. Click apply now for more information. The app is available with compatible IOS and Android devices and a UK or international mobile number in specific countries.
Free banking on everyday transactions means the charges for day to day running of your account (known as your service charges) won’t apply. Charges for unarranged overdrafts, international payments and any additional services are not part of the free banking offer. Subject to the terms and conditions of the account, we’ll always give you at least a 60-day notice of any changes to the service charge tariff that will apply to your account before you start to incur charges.
What is the reduced fee package?
Eligibility |
Offer |
|---|---|
|
Annual turnover less than £250k |
Free banking on everyday transactions for 2 years* |
|
Annual turnover between £250k - £1m |
Free banking* on everyday transactions for year 1 reverting to 50% discount on year 2 |
|
Annual turnover exceeds £1m |
50% discount on banking transaction for 2 years |
Managing your Community account has never been easier
Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from Ulster Bank.
Loans and finance options
Explore options based on your size, your needs, and your goals.
Security may be required. Product fees may apply. Subject to Status. Eligibility criteria apply.
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Business Debit Card
Manage your everyday expenses with our Business Debit Card.
To apply for a Debit Card, you must be a business current account customer with Ulster Bank. Fees and charges may apply.
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The flexibility of an overdraft
Our business overdraft helps you prepare for the unexpected. You’ll only pay interest on what you borrow.
Security may be required. Product fees may apply. Subject to Status. Eligibility criteria apply.
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Business savings accounts
See if you could start earning more on your savings.
Eligibility criteria apply.
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Questions about this account?
Info about charges
If you’re a not-for-profit organisation, we’ll offer you free banking for 2 years as long as your annual turnover doesn’t exceed £250,000. This means you won’t be charged a service charge as long as your organisation remains eligible. We’ll monitor your turnover and if we identify that you’ve exceeded £250,000 in any 12-month period, we will contact you to tell you that you’ll start to incur fees at the Standard Tariff listed for your everyday transactions.
Our charges are changing
Guide to Business Current Account Fees (PDF, 849 KB)
Effective until 15th August 2025
Guide to Business Current Account Fees (PDF, 86 KB)
Effective from 16th August 2025
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Your money is protected
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
Financial Services Compensation Scheme Guide (PDF, 45 KB)
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Business account terms
Read our Business account terms document.
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