Instant Access Accounts
Access to your savings when it suits you
Compare instant access accounts
Business Reserve
Business Reserve lets you earn credit interest whilst having instant access to your funds. This account can help you to maximise returns on your surplus cash and manage your day to day liquidity requirements.
Key benefits
Instant access to funds
No limit to the number of withdrawals
Account can be viewed on Bankline and Anytime
Single rate of interest on entire balance
No penalties for withdrawals
No minimum or maximum balance
Interest is calculated daily and paid monthly
Important Information
For further information on all of our savings accounts please read and save a copy of:
Business Account Terms (PDF, 2MB)
Schedule of Services - Payment and International Banking Charges (PDF, 112KB)
Liquidity Select
At Ulster Bank we believe in offering competitive interest rates and innovative instant access solutions to help you manage your business cashflow. Liquidity Select is an account for large businesses that helps you maximise return on surplus cash.
Tailored rates based on deposit amount
Minimum balance of £25million is required
Solicitors Reserve
Solicitors Reserve can help you manage third party client funds efficiently.
Key benefits
No minimum or maximum balance
Interest is calculated daily and paid annually in October
Account can be viewed on Bankline and Anytime
Single rate of interest on entire balance
Instant access to funds
Cheque books, credit books, standing orders and direct debits are available
Suitable for use by professionals in many sectors, including law, accountancy, insurance and local government
Ready to apply?
Great! Thanks for choosing our Instant Access Account.
How to open an account
If you are looking to open an Instant Access account, this can be done by downloading and completing the form below.
To download the form:
- Download Adobe Acrobat Reader (free download)
- Right-click the link below and select 'save as' to download it to your computer (not a phone or tablet)
- Right-click the form in its saved location and select 'Open with Adobe Acrobat Reader
To send the form back to us:
If you’re a business customer (turnover under £6.5m) , send the completed form here
If you’re a commercial customer (turnover over £6.5m), please return the completed form to your dedicated service team. If you do not know who this is, send it here
If you need support, please call us on:
0345 366 5592
Relay UK 18001 0345 366 5592
Financial Services Compensation Scheme
Your eligible deposits with Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
For more information, view the guide (84KB, PDF) or visit www.fscs.org.uk.