Instant Access Accounts

Access to your savings when it suits you

Compare instant access accounts

Business Reserve

Business Reserve lets you earn credit interest whilst having instant access to your funds.  This account can help you to maximise returns on your surplus cash and manage your day to day liquidity requirements.

Key benefits

Instant access to funds

No limit to the number of withdrawals

Account can be viewed on Bankline and Anytime

Single rate of interest on entire balance

No penalties for withdrawals

No minimum or maximum balance

Interest is calculated daily and paid monthly

Important Information

For further information on all of our savings accounts please read and save a copy of:

Business account terms (PDF, 1.7 MB)

Effective until 6th October 2024


Business Account Terms (PDF, 224KB)

Business Reserve Information Sheet (PDF, 1MB)

Liquidity Select

At Ulster Bank we believe in offering competitive interest rates and innovative instant access solutions to help you manage your business cashflow. Liquidity Select is an account for large businesses that helps you maximise return on surplus cash.

Tailored rates based on deposit amount

Minimum balance of £25million is required

Solicitors Reserve

Solicitors Reserve can help you manage third party client funds efficiently.

Key benefits

No minimum or maximum balance

Interest is calculated daily and paid annually in October

Account can be viewed on Bankline and Anytime

Single rate of interest on entire balance

Instant access to funds

Cheque books, credit books, standing orders and direct debits are available

Suitable for use by professionals in many sectors, including law, accountancy, insurance and local government

Ready to apply?

Great! Thanks for choosing our Instant Access Account.

How to open an account

If you are looking to open an Instant Access account, this can be done by downloading and completing the form below.

To download the form:

  • Download Adobe Acrobat Reader (free download)
  • Right-click the link below and select 'save as' to download it to your computer (not a phone or tablet)
  • Right-click the form in its saved location and select 'Open with Adobe Acrobat Reader

To send the form back to us: 

If you’re a business customer (turnover under £6.5m) , send the completed form here

If you’re a commercial customer (turnover over £6.5m), please return the completed form to your dedicated service team. If you do not know who this is, send it here

If you need support, please call us on:

0345 366 5592

Relay UK 18001 0345 366 5592

Two people monitoring interest rates.

Financial Services Compensation Scheme

Your eligible deposits with Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

For more information, view the guide (84KB, PDF) or visit www.fscs.org.uk.

Anything else we can help with?