Proud Partners of Team GB, supporting athletes across GB and NI

Get started with a Small Business Loan

Fast, flexible funding for your business

All business customers are eligible and applying online is quick and simple

Borrow from £1,000 to as much as £50,000, subject to approval

No set-up fees and no early repayment or early closure fees

A fixed interest rate, so your repayments stay the same throughout the loan

Loan terms from 1 to 7 years

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A personal, director or member's guarantee may be required. Over 18s only. Subject to status, business use only.

Small Business Loan calculator

How much do you want to borrow?

Min value Max Value

Over how long do you want to repay the loan?

Min value Max Value

Min value Max Value

Representative example

Monthly repayments
Interest rate % (fixed)
Representative APR (variable)
Total repayment

100% of SME customers received an end quote that was the same, better or no more than 10% above their indicative quote. 



How it works

1. Calculate rates

Quickly check possible loan and repayment amounts with our calculator

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2. Apply online

Apply online, confirming your business income, assets, and address history

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3. Get funds

If approved you could have the money in a few days

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Important points to note before you apply

Apply online

You must be authorised to apply for a loan on behalf of your business. 

We will complete a full credit check on all key principals of the business using a credit reference agency

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Speak to our team

If you have a Relationship Manager speak to them to discuss your needs, or phone us to speak with our dedicated team.


Lines are open 9.00am – 5.30pm Monday to Friday (except public holidays). 

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Your top questions answered

Customers with hearing and speech impairments can contact us using our Relay UK Service: 18001 0345 366 5592.

Lines are open 9.00am – 5.30pm Monday to Friday (except public holidays)

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Don't have Anytime Internet Banking, why not register today?

Setting up Anytime Internet Banking will only take a few minutes and gives you all the tools you need to manage your money online. 

Whatever your goals, let's get going

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Security may be required. Product fees may apply. Eligibility criteria and Terms apply. Over 18s only. Subject to status. Business use only

Need to borrow a higher amount?

Turn your long-term ambitions into action with a Fixed Rate Loan. Borrow from £25,001 to £10m, subject to approval.

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Access to our free Business Builder

Business Builder provides free online learning and virtual events for a community of business owners just like you.

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Other ways to borrow money

We have a range of borrowing options that could suit your situation including Business Overdrafts.

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What else could we help you with?