Social Community Capital | Ulster Bank Northern Ireland


Social & Community Capital

We're here to support community-based charities and businesses


About Social & Community Capital


Social & Community Capital is a charity funded and supported by Ulster Bank in order to help social enterprises and community businesses.


Supporting our communities


As a community venture, you can make a big positive impact. With our strong heritage of supporting community-based businesses, we’re doing more to help.

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

How we can help

Maybe you need funding to get off the ground. Perhaps you need the networks or supply chains to grow and evolve. We’re there to support you at every stage of the journey, from starting up to expanding your impact on the world.

Community business loans

We offer alternative funding to business charities and social enterprises who don't qualify for mainstream loans.

Our community business loans offer funding from £30,000 to £750,000 with flexible terms and repayments holidays including access to sector experts.

How to apply

Coal Rooms

Coal Rooms

The Coal Rooms want to see a world where homelessness is reduced through trade, where stigma is eliminated, economic potential is realised, and homeless people are valued members of society.

Sandhaven and Pitullie

Sandhaven and Pitullie

Sandhaven and Pitullie Harbour used to be one of the best harbours on the Moray Firth. Through a loan bridging facility, various projects have been carried out.

Institute for Optimum Nutrition

Institute for Optimum Nutrition

The Institute of Optimum Nutrition (ION) was first established in 1984 to “advance education of the public and health professionals in all matters relating to nutrition”

S&CC Coronavirus Response

In response to the impact of the coronavirus pandemic, we offered £1 million in grants to social enterprises and trading charities that employ people from disadvantaged or vulnerable groups.

These grants have made sure that these organisations can continue with the great work that they do.

The applications for these grants have now closed and the winners have been selected.

Find out the winners
20th Anniversary Grants

In January 2020, Social and Community Capital launched its 20th anniversary grant programme, offering seven £20,000 grants to social enterprises, charities and community businesses around the UK.

This funding is aimed at helping organisations develop a project that creates positive impact for people who are considered vulnerable or marginalised.

The applications for this grant are now closed and the winners have been selected. 

Find out the winners
Others we have supported

See more businesses and social ventures we have helped. 

Learn more about who we've supported
Our Impact Report

We aim to provide access to appropriate financial and business support to viable social enterprises, charities and community businesses unable to access mainstream finance. Read our most recent impact report to see what we have achieved.

Ulster Bank Social & Community Capital Impact Report 2020 (PDF, 2 MB) (PDF, 1MB)
Our Partners

We work with a range of organisations to help community and social enterprises. From helping neighbourhoods thrive to providing helpful facts and figures behind the latest developments, our partners could help you.

Learn more about our partners

Ulster Bank NI Social & Community Capital is a trading name of NatWest Social & Community Capital, Registered in England No: 03901460, Registered office: 250 Bishopsgate, London EC2M 4AA. Charity Registration No: 1079626..

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