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Managing the impact

What actions can I take?

Help managing the increased costs of living

Feeling the pinch due to rising business costs? You’re not alone. We’re here to help your business assess the challenge and take positive action to plan and adapt.

Read on for some actions you could take.

Save on energy costs

As electricity prices continue to rise, making the change to become more energy efficient could save you money now and in the future.

Small steps to save energy

These tips could help your business reduce energy spending and help you become more sustainable.

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Take charge of your climate goals

We're here to support your business and your climate goals, as we all make the transition to a low-carbon economy.

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Could becoming more sustainable help you save money?

Funding your climate goals

Could you get a boost towards your sustainability ambitions?

Security may be required. Fees may apply. Over 18s only. 

 

Help to become a net zero business

Access a wealth of information on the Zero Carbon Business platform. It provides guides, case studies, events and support from the UK's main business organisations and professional bodies.

Managing your everyday cash flow

Access funds from unpaid invoices

Borrowing against your unpaid invoices could help you improve cash flow and help grow your business. Eligbility applies. Fees may apply.

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Find the right business loan for you

Whether you’re looking for a small business loan to buy stock or a larger loan to expand your assets, we have a variety of fixed and variable options to suit your needs. Eligibility, terms and conditions apply.

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Support your cashflow with an overdraft

Overdrafts are a short-term option to solve day-to-day cashflow needs. Eligibility and terms apply. Fees may apply.

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You could save on card payments with us

Take card payments in person, online and over the phone with us*. We build our pricing around your business with simple transaction fees based on your annual card turnover.

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Looking out for your team

Your staff will be feeling the pressure of rising costs too. Explore ways you can develop and motivate your team and support them through the current crisis.

Help with personal finances

If you're worried about the cost of living impacting on your personal finances, we have info, resources, and advice to help you manage your money.

Could selling up be the right choice?

If your business is in good shape and you’re considering selling, the experts at Coutts have put together a Business Exit Programme which could help.

The programme will help you learn about how to prepare your business for sale, sale strategies, and helpful tips to prepare for life after the sale. You’ll be helped by bitesize videos, articles, and masterclasses.

Need more support?

Bankline

The quickest way to check your balance, change a standing order or update your contact details is online. 

Bankline is available to eligible Ulster Bank business current account customers. Fees apply.

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Anytime Banking

Easy access to manage both everyday personal and business finances securely in one location.

Anytime Banking is available to business customers with an eligible account and some services may not be available on all account types. You can add up to 50 business accounts in Anytime Banking.

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Social media

You can also send us a private message on X.

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Talk to us

Contact details to call us directly, whatever your question.

We're committed to making our services available to everyone

However you choose to bank with us, we're committed to making it easier. 

Banking my Way is a free service that allows you to record information about the support or adjustments you need to make it easier to bank with us.