Helping your business through coronavirus

Coronavirus support hub

Recovery Loan Scheme (RLS)

The RLS supports access to finance for UK businesses as they recover and grow following the Covid-19 pandemic.

Existing support for closed government schemes

The Bounce Back Loan, Top-up Loan, CBILS and CLBILS are closed to new applications from 31 March 2021.

Bounce Back Loan and Top-up scheme

Provided lending from £2k to £50k over 6 years for businesses impacted by coronavirus. No interest payments for 12 months.

Understanding your Bounce Back Loan

Coronavirus Business Interruption Loan (CBILS)

Loans from £50,001 to £5 million and no interest payments for 12 months if you've been affected by coronavirus.

Read more about CBILS

Coronavirus Large Business Interuuption Loan (CLBILS)

The Coronavirus Large Business Interruption Loan Scheme (CLBILS) will support businesses with Group annual turnover of over £45 million to access loans of up to £200 million.

Financial support

Business Loan repayment holiday

If you are an existing Ulster Bank customer you could be eligible for a Capital Repayment Holiday on your Business Loan. To request a Capital Repayment Holiday, contact your Relationship Manager. If you don’t have a Relationship Manager, you can apply online.

Loans and finance options

We provide enterprise owners with flexible, everyday business finance options. Whether you're after instant access to cash with a business credit card for day-to-day expenses, or a small business loan to fund a new project with, we could help you achieve your goals.

Government support information

An overview of government support, including the job retention scheme, business rate holidays, Covid Corporate Financing Facility and tax support.

Find tailored grants with Swoop's grant finder

Looking for financial support without extra debt? Swoop is an online funding platform that has helped over 40,000 businesses find the relevant funding for their business.

Swoop allows you to search through a range of grant providers, showing you options that could match your business needs.

Get your business moving again

Find help to get your business back on its feet. Plan for exiting lockdown, ending staff furlough and rebuilding business resilience.

Bring your business online

Selling online can be a great way to regenerate revenue in this challenging time. Use our guide to see if this is right for your business.

Forecast your cash flow

Know where your business stands and find out how you could improve your cash flow with our guide to creating a cash flow forecast.

Expanding and growing

Support to help you manage an increase in demand for your goods or services. Includes funding options, recruitment, upskilling your workforce, leadership guidance and exporting.

Start exporting

Whether you're starting an import export business or your existing business is ready to expand overseas, this guide could provide you with some insight on things to consider when starting to export.

Develop a growth mindset

Join our Ulster Bank Business Builder, an online community and digital learning platform for idea and early-stage businesses.

Take your business further, faster, with Accelerator

We've tailored our Accelerator programmes to empower established businesses looking to grow. Accelerator is fully-funded, and you don't have to be an Ulster Bank customer.

Frequently asked questions

What support are you able to offer me if my business has been impacted by coronavirus?

Our Relationship Managers and Business Banking teams are here to offer help mitigate the financial impact of coronavirus.

Support available includes:

  1. Recovery loan scheme
  2. Repayment holidays for up to 12 months on your Business Loan.

For more information about the government support available and how to access it, visit our government schemes page.

Are the branches staying open?

We’re doing everything we can to keep our branch services running for customers. Unfortunately we’re unable to keep all our branches open today and our remaining branches are operating on reduced hours.

We're prioritising core opening hours from 10am until 3pm. Please help us support those who need us mostOur colleagues in branches and contact centres are working incredibly hard in difficult circumstances. Please don't visit your branch unless it's critical and if you do, please practice safe social distancing.

Ways to contact us

BBL, CBILS and CLBILS are managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary of State for Business, Energy & Industrial Strategy.

British Business Bank plc is a development bank wholly owned by HM Government. It is not authorised or regulated by the PRA or the FCA.

Visit british-business-bank.co.uk.