A time-saving app and online banking
Tick. Next. Criteria apply.
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Get off to a great start with our account
Start up business account
We understand that choosing your bank account isn’t the most exciting part of your new business. And as you've probably got a million and one things on your to-do list right now, we'll make this bit quick. You can apply for our account in as little as 10 minutes (although it might take us a little longer to get everything set up).
A chance to save some money
We don’t charge transaction fees for the first year and a half, which could give you more money in your pocket to get your business up and running. Standard tariff fees apply thereafter.
What else could you get?
Know-how for business start-ups
We know starting out is tough, so we’ve got programmes and schemes like Business Builder to help you take the next step. You can tap into their support to move your business forward.
Support from award-winning accounting software*
Used by over 100,000 small businesses to monitor cashflow, send invoices and record expenses, you could run your business more efficiently with FreeAgent. It could also help you to stay on top of your tax as well.
Help from clever tech to make and take payments
Right now, with the world changing around us, more customers than ever are looking for digital ways to pay for goods and services. Tyl is our payment solution. It’ll make it simple for you to take and, more importantly, get money. Eligibility criteria and fees apply.
* Voted the UK’s #1 accounting software for small businesses, 2020 Accounting Excellence Awards. (Winner of: Best Small Business Accounting Software, Best Small Business Accounting Software Practitioner’s Choice, and Best Data & Expense Management Software).
Our start-up account also gives you:
A speedy online application process that won’t take up too much of your time
Tools to help you bank whenever it suits you, using our simple online and app banking (criteria apply)
The option to access an overdraft if you need it (subject to approval).
Our startup package is available to your business if it's registered in Northern Ireland, has been trading less than 12 months and has a projected or existing annual turnover of under £1m.
To apply online your business must operate as a Sole Trader, Partnership or Limited Company and all owners must reside in the UK or Ireland. Over 18s only.
We reserve the right to change or withdraw the start up offer without prior notice.
Switch to Ulster Bank
The Current Account Switch Service will do all the work, moving everything across from your old business account to your new one, all within 7 working days.
Current Account Switch Guarantee (PDF, 40KB)
Your Guide to switching your account to us (PDF, 2.3MB)
Simple fees
At the end of your 18-month free banking period, you’ll move on to our Standard Tariff.
Business Debit Card
Manage your everyday expenses with our Business Debit Card.
To apply for a Debit Card, you must be a business current account customer with Ulster Bank. Fees and charges may apply.
Climate support for businesses
Access products, advice and resources to help with your environmental goals, as we work together to tackle climate change.
Security may be required. Product fees may apply. Finance only available for business purposes.