18 months transaction fee free banking
This means standard charges for the day to day running of your account, commonly known as your transaction fees, will not apply for the first 18 months after the account opening date.
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Start up Business Current Account
Fee free business banking for 18 months
View your account on our mobile app and online banking
You can register for Anytime Internet Banking within the same application.
Pay your bills with a Business Visa Debit Card
You can register for a Business Debit card within the same application.
Account benefits at a glance
Cheque Book and Credit book
Visa Debit Card
Monthly Statements
Access to Anytime Banking
Access to Bankline
International payments
Free accounting software? Yes please.
FreeAgent accounting software gives you a clear, real-time view of your business finances.
As an Ulster Bank business current account holder, you can access FreeAgent for free as long as you retain your bank account. You’ll get the complete package, including:
Multi-currency invoices, expenses and bank accounts in one place
Real-time cashflow overview
Tax returns you can submit directly to HMRC at the click of a button
Switch to Ulster Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account, all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.
Current Account Switch Guarantee (PDF, 64KB)
What you'll need to open an account
Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account.
Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.
Our startup package is available to your business if it's registered in Northern Ireland, has been trading less than 12 months and has a projected or existing annual turnover of under £1m.
To apply online your business must operate as a Sole Trader, Partnership or Limited Company and all owners must reside in the UK or Ireland. Over 18s only.
Ready to apply?
Thanks for choosing our Startup account, let's get started...
Apply as an existing business customer
If you have an Ulster Bank business account already, we can help with an additional account. Or, if you're looking to get an account for a new business, we can help with that too.
Apply as an existing personal customer
If you have an Ulster Bank personal account already, you can apply for a new Start up account.