Payments made to you
It’s important you give whoever is making a payment into your account, your business or trading name that’s registered on your account.
If your account name changes then don’t forget to let people know.
Confirmation of Payee (CoP) is a name checking service that checks the name of the account holder you intend to pay, along with their account details when making a new single sterling UK payment or a single CHAPS payment using Bankline.
The CoP check has been introduced to help reduce fraud and to give you more confidence when making payments.
The CoP check can help you avoid making new single sterling UK payments or single CHAPS payments using Bankline to the wrong account, as well as supporting the fight against fraud and scams.
When checking the payment details, it’s important to contact the person or business on a number you trust.
Visit our security centre to learn more about how to protect yourself from fraud.
Our API has been developed with our corporate customers in mind, to do more than the core mandatory CoP service. It goes above and beyond what you can already access, and allows you to embed this service directly into your own systems.
This enables you to carry out bulk checks against outbound payee details, for payments made using BACS, CHAPs and Faster Payments - which could save you time, improve customer experience, reduce costs and help detect fraud.
For further information contact your usual Bank representative or find out more at our Bank of APIs.