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Our most popular account for day-to-day banking, with no monthly fee

  • Multiple ways to pay; Apple Pay, Google Pay and Contactless Visa Debit-check refresh Card
  • Arranged Overdraft available, subject to eligibility
  • Free credit score check (terms apply)
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  • Are a form of borrowing
  • Have an agreed limit
  • Are repayable on demand
  • Can be good for the short-term
  • Are determined by a full credit check
  • If you don’t repay what you borrow, you could harm your credit score and borrowing potential.

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By continuing you’re confirming you’ve been provided with, and have acknowledged our important documents, including the FSCS information sheet

Checking your identity

Step 1 of 4

Before we open your bank account, we'll need to verify your identity.

We may ask to see...

An identity document (like a passport) and proof of address (like a bill in your name).

A short video that you'll need to take for us on your phone. Don't worry, this is just to help us verify your identity.

We work with our security partners HooYu and Digidocs as part of the application process. We'll let you know exactly what you need to provide at the end of the application.

NatWest customer?
Step 2 of 4
Before we continue, please let us know if you're currently or have ever been a NatWest customer.
NatWest customer?
Step 3 of 4
Before we continue, please let us know if you're currently or have ever been a NatWest customer.

Let’s get started

Step 4 of 4

We'll open up the application form in your phone's web browser.

It doesn't take too long to complete, and once you're successfully through the application, we'll provide you with the details you need to log into the mobile app.

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Non interstitial We'll open up the application form in your phone's web browser.

It doesn't take too long to complete, and once you're successfully through the application, we'll provide you with the details you need to log into the mobile app.

It doesn't take too long to complete, and once you're successfully through the application, we'll provide you with the details you need to log into the mobile app.

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