Is The Ulster Bank Credit Card right for you??

To help you decide, we’ll give you an idea of the interest and fees you could pay. We’ll also help you understand if you could save interest by comparing against your current standard purchase rate. Please be as accurate as possible with the information you provide.

How much could you pay in fees and interest?

What is the typical balance that you pay interest on each month?*

Based on the information you have given us, you could be paying around:

per year

The amount of fees and interest you’ll pay is based on a purchase rate of 9.9% p.a. (variable). There are no fees for balance transfers. Depending on your individual circumstances, your rate could be 9.9%, 15.9% or 18.9% p.a. (variable).

What does this mean?

How much could you save?

Tell us about the credit card you’d like us to compare.

Annual purchase rate

Annual fee (if any)

By switching to The Ulster Bank Credit Card you could save:

per year

Based on your monthly typical balance, you may not save on your total interest and fees charged with The Ulster Bank Credit Card.

Note: This saving doesn’t take into account any promotional offers or other card features e.g. 0% promotional offers or cashback.

Representative Example

Standard interest rate for purchases: 9.9% p.a. (variable), 
Representative 9.9% APR (variable) based on an assumed Credit Limit of £1,200, Annual fee: £0

Your actual credit limit will depend on our credit assessment of you, and the actual APR you receive will depend on your circumstances.

We calculated the potential saving by taking the interest you pay currently, and subtracting the interest you'd pay with The Ulster Bank Credit Card.  

The saving doesn’t take into account any promotions, offers or other card features e.g. 0% promotional offers or cashback.

Important information you need to know

This tool provides an indication of the interest and potential savings based on the information you provide, and a purchase of rate of 9.9% p.a. (variable). The actual interest and charges you will pay will depend on your personal card usage and outstanding balance you have on your card at that time. All credit card applications are subject to status and full credit checks.

You can transfer balances of any amount up to 95% of your available credit limit. The minimum balance transfer amount is £100. To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year. Interest on fees and charges is payable in line with our terms and conditions.