Account summary and rates - Accounts no longer available to new customers
Effective from 14 December 2011
| Account | Frequency interest paid | Rate bands € | Current rates (variable) | |
|---|---|---|---|---|
| Gross % | AER % | |||
| eSavings Plus (excluding 6 month introductory bonus) | Monthly | 15,000-1,000,000 | 2.00 | 2.01 | 0-14,999 | 0.01 | 0.01 |
| eSavings Plus (including 6 month introductory bonus of 0.25%) | Monthly | 15,000-1,000,000 | 2.25 | 2.14 | 0-14,999 | 0.01 | 0.01 |
| Pathway (excluding 6 month introductory bonus of 1.00%) | Annually in October | 15,000 - 1,000,000 | 2.10 | 2.10 | 0 - 14,999 | 0.01 | 0.01 |
| Pathway (including 6 month introductory bonus of 1.00%) | Annually in October | 15,000 - 1,000,000 | 3.10 | 2.60 | 0 - 14,999 | 0.01 | 0.01 |
| Bonus Saver (excluding bonuses) | Quarterly | 25,000-1,000,000 | 1.72 | 1.73 | 10,000-24,999 | 1.23 | 1.23 |
| 0-9,999 | 0.01 | 0.01 | ||
| Bonus Saver (including bonuses) | Quarterly (including bonuses) | 25,000-1,000,000 | 2.97 | 3.00 | 10,000-24,999 | 2.48 | 2.50 |
| 0-9,999 | 0.01 | 0.01 | ||
| Access Plus (excluding bonuses) | Quarterly (excluding bonuses) | 25,000-1,000,000 | 1.72 | 1.73 | 10,000-24,999 | 1.23 | 1.23 |
| 3,000-9,999 | 0.74 | 0.74 | ||
| 0-2,999 | 0.01 | 0.01 | ||
| Access Plus (including bonuses) | Quarterly (including bonuses) | 25,000-1,000,000 | 2.97 | 3.00 | 10,000-24,999 | 2.48 | 2.50 |
| 3,000-9,999 | 1.99 | 2.00 | ||
| 0-2,999 | 0.01 | 0.01 | ||
| Regular Savings | Quarterly | 1-100,000 | 2.97 | 3.00 |
| Reward Reserve (excluding bonuses) | Quarterly | 10,000-250,000 | 0.25 | 0.25 | 0-9,999 | 0.01 | 0.01 |
| Reward Reserve (including bonuses) | Quarterly | 10,000-250,000 | 1.00 | 1.00 | 0-9,999 | 0.01 | 0.01 |
| Personal Savings | Quarterly | 0 + | 0.01 | 0.01 |
| RSVP Anytime | Quarterly | 250,000+ | 0.35 | 0.35 | 95,000-249,999 | 0.25 | 0.25 |
| 0-94,999 | 0.01 | 0.01 | ||
| Reserve 90 | Quarterly | 1,000,000+ | 0.35 | 0.35 | 0-999,999 | 0.01 | 0.01 |
| Reserve 30 | Quarterly | 125,000+ | 0.05 | 0.05 | 0-124,999 | 0.01 | 0.01 |
| 55 Plus Savings | Quarterly | 0+ | 0.01 | 0.01 |
| Deposit Receipts | Upon presentation of Deposit Receipt | 125,000 + | 0.25 | 0.25 | 0 – 124,999 | 0.05 | 0.05 |
| Instant Access Plus | Quarterly | 0+ | 0.01 | 0.01 |
| ECB Rate Linked Deposit Account | Quarterly (excluding bonuses) | 15,000-100,000 | 0.50 | 0.50 | 0-14,999 | 0.01 | 0.01 |
| ECB Rate Linked Deposit Account | Quarterly (including bonuses) | 15,000-100,000 | 0.60 | 0.60 | 0-14,999 | 0.01 | 0.01 |
| ufirst Savings Account | Quarterly | 0+ | 0.25 | 0.25 |
All rates are subject to variation and are correct at time of posting to site (14 December 2011). Full information on interest rates can be obtained from any member of staff or by telephoning Anytime Banking on 1850 424 365. Details of fixed rate deposit accounts are available on request.
All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 30%.
Gross is the interest rate paid before the deduction of tax.
Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.