Account summary and rates - Overview
| Account | Frequency interest paid | Rate bands € | Current rates (variable) Effective from 2 August 2010 | |
|---|---|---|---|---|
| Gross % | AER % | |||
| Pathway | Annually in October (excluding 6 month introductory bonus of 1.00%) | 15,000 - 1,000,000 | 2.10 | 2.10 | 0 - 14,999 | 0.01 | 0.01 |
| Pathway | Annually in October (including 6 month introductory bonus of 1.00%) | 15,000 - 1,000,000 | 3.10 | 2.60 | 0 - 14,999 | 0.01 | 0.01 |
| eSavings Plus | Monthly (excluding 6 month introductory bonus) | 15,000-1,000,000 | 2.00 | 2.01 | 0-14,999 | 0.01 | 0.01 |
| eSavings Plus | For accounts opened on/after 02 August 2010 - Monthly (including 6 month introductory bonus of 0.25%) | 15,000-1,000,000 | 2.25 | 2.14 | 0-14,999 | 0.01 | 0.01 |
| eSavings Plus | For accounts opened on/after 30 October 2009 and prior to 02 August 2010 - Monthly (including 6 month introductory bonus of 0.50%) | 15,000-1,000,000 | 2.50 | 2.27 | 0-14,999 | 0.01 | 0.01 |
| Special Interest Deposit Account | Annually in October | Balances between 0 and 15,000 | 4.00 | 4.00 | Remainder of balance above 15,000 - 100,000 | 1.50 | 1.50 |
| UR Money | Quarterly | 0+ | 2.30 | 2.31 |
| urfirst | Quarterly | 0+ | 2.30 | 2.31 |
| eSavings | Monthly | 1-1,000,000 | 1.25 | 1.25 |
| ufirst Savings Account | Quarterly | 0+ | 0.25 | 0.25 |
| Easy Access | Quarterly | 0 + | 0.01 | 0.01 |
All rates are subject to variation and are correct at time of posting to site (2nd August 2010). Full information on interest rates can be obtained from any member of staff or by telephoning Anytime Banking on 1850 424 365. Details of fixed rate deposit accounts are available on request. All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 25%.
Gross is the interest rate paid before the deduction of tax.
Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.