eSavings - Overview
Save online. It's easy and saves time.
Grow your money with our online eSavings account. Earn a rate of 1.25% Gross/AER (variable).
- Start with just €1 - your savings start growing straight away. You can keep adding to your account up to a maximum balance of €1,000,000.
- Watch your money grow - a monthly Standing Order helps to build your savings.
- Instant access - your money is there when you need it*, no notice required for withdrawals.
- Interest rate - 1.25% Gross/AER (variable) on all balances from €1 up.
- Monthly interest - calculated daily and paid directly into your account each month.
- Account Availability - this account is not available in branch. You can only apply for and manage your account online or over the phone.
You are required to register for Anytime Banking which will allow you to access your funds and manage this account, either online or over the telephone.
All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 30%.
Gross is the interest rate paid before the deduction of tax.
Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.
Anyone aged 18 or over and resident in the Republic of Ireland can open an eSavings account.
*Transfers to an account at other ROI banks or building societies, either online or over the phone, are subject to a daily limit of €13,000. If you wish to transfer more than this amount, please contact Anytime Banking on 1850 424 365† to discuss the options available to you.
†In order to maintain the highest levels of service, we may record and monitor telephone calls.
