We use cookies to help provide you with the best possible online experience. By using this site, you agree that we may store and access cookies on your device. You can find out more and set your preferences here.

Current Accounts - Benefits of the ufirst PRIVATE current account

As well as the personal service, with our premium ufirst PRIVATE current account, you benefit from a wide range of Banking, Lifestyle and Protection benefits that mirror those available with our ufirstgold account.

As a ufirst PRIVATE customer, you will have benefits in three major areas Banking, Lifestyle and Protection:

Banking benefits

  • Interest when you are in credit.
  • Interest-free overdraft* up to €1000 - 0% variable.
  • Tailored overdraft rates*.
  • Commission-free foreign currency available in branch only.
  • Mortgages - Your Relationship Manager will personally manage any mortgage enquiries or applications you make. See Important information for Mortgages
  • ufirst Private customers can take advantage of a discount off fixed rates for personal loans. See Important information for Personal Loans
  • Access to the PRIVATE Reserve savings account. Review the tailored rates of our PRIVATE Reserve account as well as the investment options available to all PRIVATE customers

Already a ufirst Private current account customer?

Visit our ufirst Private members website to access all the benefits available to you

Or call 1890 825 125

Important Information

* Overdraft is repayable on demand. The overdraft facility may not be exceeded without the prior permission of Ulster Bank. If you exceed your overdraft limit, we will charge interest at the rate stated in our A Guide to Personal Account Fees and Interest brochure. A Maintenance Charge and other charges may also apply. Please ask in branch for details.

Credit is available to over 18s only. Lending criteria, terms and conditions apply.

For more information on your private account please read our Personal Banking Terms and Conditions (PDF).

Get Adobe Reader

Get Acrobat Reader (from