Useful information

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Compare our Extra Benefit Accounts

ufirstgold
€14 a month
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ufirst
€10 a month
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More information Interest free overdraft up to €500 (0% variable) tick
More information Interest free overdraft of up to €1000 (0% variable) tick
More information Preferential overdraft rate. tick
More information Tailored Personal Loan Rates. tick tick
More information Tailored Mortgage Rates. tick tick
More information Earn credit interest. tick tick
More information Mobile Phone Insurance. tick tick
More information Travel service -a guaranteed 10% discount on flights, hotels and holidays. tick tick
More information Ticket Booking - 25% cash-back on tickets for concerts, shows and sporting events. tick tick
More information European Travel Insurance - You can register for cover for you and your family. tick
More information Worldwide Travel Insurance - multi-trip travel insurance for you and your family. tick
More information Accidental Death - You can register for cover which could provide a lump sum for you and your family in the event of your accidental death. tick tick
More information Car Insurance discount - save 10% on your first year's Ulster Bank Car Insurance premium. tick tick
More information Eating out - save 25% at selected restaurants. tick tick
More information Lifestyle Manager. tick
More information Airport lounge access. tick

Additional Information

Interest free overdraft

ufirst: Up to €500 Interest free overdraft (0% variable). Lending criteria, terms and conditions apply. As long as your account balance is within the €500 overdraft limit, debit interest will not be charged.

Interest free overdraft

ufirstgold: Up to €1,000 Interest free overdraft (0% variable). Lending criteria, terms and conditions apply. As long as your account balance is within the €1000 overdraft limit, debit interest will not be charged.

Tailored Personal loans Rates

This benefit entitles you to a special discount off our personal loan rate. Lending criteria, terms and conditions apply.

Tailored Mortgage Rates

This benefit entitles you to a special discount off our discounted variable mortgage rate. Lending criteria, terms and conditions apply.

Earn credit interest

Keep your account in credit and earn interest on your cleared balance.

Mobile Phone Insurance

Cover for your monthly contract or pay-as-you-go mobile phone and call costs. Protect two handsets if you have a joint account. You must register for this benefit by logging on to the Members Website at www.ufirstaccount.ie. or calling ufirst membership services. Terms and Conditions apply.

Travel service

This benefit gives you discounts on package tours, hotels, car hire, flight transfers and more. Enjoy discounts from a choice of hotels worldwide ranging from budget to five star luxury. Phone membership services for more information .

25% cash-back on concerts, shows and sporting events

As a ufirst/ufirstgold member you can receive 25% cash-back into your account for up to a maximum of 4 tickets per event. Some events may be subject to availability.

European Travel Insurance

This insurance covers you, your partner and children for one holiday in Europe for up to 15 days in each calendar year.

Worldwide Travel Insurance

Multi-trip worldwide travel insurance for you and your family, up to 31 days, that covers you all year round - and includes up to 17 days' winter sports cover at no extra cost.

Accidental Death

ufirst: Accidental Death
Up to €10,000 cover. Extra protection - up to €200,000 if you're travelling in licensed public transport or a hire car.

ufirstgold: Accidental Death
Up to €15,000 cover. Extra protection - up to €200,000 if you're travelling in licensed public transport or a hire car.

Car Insurance discount

Offers a 10% discount on your first year's premium which could help you save even more on your Ulster Bank Car Insurance.

Ufirstgold: Lifestyle Manager

Need help with getting theatre or sporting tickets, booking a great restaurant or organising a party - just call our lifestyle manager.

Ufirstgold: Priority Pass

Enjoy access to over 600 airport lounges across the world for a small fee upon entry.

Important information

Lending criteria, terms and conditions apply. Credit is only available to persons aged 18 or over, who are residents of the Republic of Ireland and is subject to status. Security may be required.

Calls may be recorded.

Note: Overdraft is repayable on demand. The overdraft facility may not be exceeded without the prior permission of Ulster Bank. If you exceed your overdraft limit, surcharge interest in addition to debit interest will be applied on any amount over the authorised limit, other charges may also apply. Please see our booklet A Guide to Personal Account Fees and Interest (PDF 340KB) for details.

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Call 1800 303 004

Lines are open:
8:30am - 7:30pm Mon - Fri
9am - 2pm on Saturday
(excl. bank holidays).

Calls may be recorded.