Standard accounts

	Standard account	Step account
Overdraft available (Lending criteria, terms and conditions apply)*
Pay bills - Standing Orders and Direct Debits make it easy.
Transaction fee free banking - no monthly subscription. Charges for additional services may apply.
Online and Telephone Banking - manage your money when it suits you.
Monthly statements.

Additional Information

Overdrafts available

Lending criteria, terms and conditions apply. Credit is only available to persons aged 18 or over, who are residents of the Republic of Ireland and is subject to status and conditions. Security may be required.

Pay bills

It's easy to set up Standing Orders and Direct Debits on your account either online or at branch.

Transaction fee free banking

We don't charge any monthly subscription charges just to run your account. Charges for additional services apply. Please see our brochure "A Guide to Personal Accounts Fees and Interest", available in branch or our website www.ulsterbank.ie.

Online and Telephone Banking

Access to your money 24 hours a day.

Withdraw cash

You can withdraw cash, check your balance, or get a mini statement from an Ulster Bank cash machine.

Pay for goods and services

Use your debit card to pay in shops or on the internet. Note: Government Stamp Duty is payable on debit cards as follows; €2.50 is paid where cards have been used at ATMs only. €2.50 is paid where cards have been used at Point of Sale only. €5 is paid where cards have been used at ATMs and at Point of Sale. This is not an Ulster Bank charge.

Monthly statements

Choose statements by post and view statements through Online Banking. Plus get mini statements from our cash machines.

*Overdraft is repayable on demand. The overdraft facility may not be exceeded without the prior permission of Ulster Bank. If you exceed your overdraft limit, surcharge interest in addition to debit interest will be applied on any amount over the authorised limit, other charges may also apply. Please see our booklet "A Guide to Personal Accounts Fees and Interest" for details.

Useful information