Useful information

Variable Rate Mortgage - Overview

  • A range of variable rates available.
  • Choose an Ulster Bank variable rate mortgage and take advantage of any interest rate reductions that may occur over the term of your mortgage.
  • You should also note that your monthly repayments may increase if rates rise.
  • You also have the added benefit of access to a range of flexible features, including skipped payments, lump sum payments and overpayments.
  • Ufirstgold, ufirst and ufirst Private customers can avail of a Variable Mortgage with a reduced rate. Available to ufirstgold, ufirst, and ufirst Private current account holders only.
  • A monthly membership fee of €14 applies for ufirstgold. A monthly membership fee of €10 applies for ufirst. These fees are subject to change.
  • The fee for ufirst Private is €14 per month. Customers will also pay a €36 per month fee for the Private Relationship service provided to customers of Ulster Bank Private charged via their ufirst Private Current Account.

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

VARIABLE RATE LOANS: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.