Read this important information on our loans

Lending criteria, terms and conditions apply. This offer is only available from Ulster Bank branches.

Credit is only available to persons aged 18 or over, who are resident in the Republic of Ireland and is subject to repayment capacity and financial status. Minimum loan amount is €1,500. Maximum loan amount is €40,000. The minimum loan term is 1 year. The minimum loan term is 1 year, with a maximum loan term of 10 years.

Personal loans are not available for business or mortgage purposes. Security may be required.

Loans are paid monthly & terms must be set in increments of 1 month. The loan must be drawn down in one sum within one month from date of offer and will not be valid after this period.

An Ulster Bank feeder account is required to open and service branch-based loans. If you already operate a current account with us in the same name as the Loan, you can nominate this account as the feeder account. You will not incur any additional charges for using your current account as a feeder account; existing charges may still be applied as set out in the "A Guide to Personal Accounts Fees and Interest" brochure.

If you do not already operate a current account with us in the same name as the Loan, you must open an alternative feeder account; this will be called a Service Account. You are not required to use the Service Account for purposes other than facilitating repayments to the Loan. You will incur no charges on a Service account unless you require extra services on this account (which are set out in the "A Guide to Personal Accounts Fees and Interest" brochure). The Terms and Conditions of the Service Account are detailed in Section C of the booklet Personal Banking Terms and Conditions which is available at your local branch.

We would like to keep you informed by letter and by phone about products, services and additional benefits that we believe may be of interest to you. If you don't want us to do this, please tick the box on the application form.

If you would like us to keep you informed by email or text message, please provide your email address and mobile telephone number on the application form.