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Business Debit Card

The easy way to manage your everyday business expenditure

The Ulster Bank Business Debit Card offers business customers a convenient way to pay for goods and services on the high street, online or over the phone.

  • Ideal for day-to-day expenses like stationary or petrol
  • Accepted world-wide - your card is accepted all over the world wherever you see the Visa sign
  • Gives you flexibility, allowing access to cash and ability to pay for goods and services instore and online
  • Keeps you in control by cutting down on the administration involved with cash and personal card expenses
  • Safe and secure - we use chip and PIN (Personal Identification Number) for face to face purchases and Ulster Bank Secure for online purchases

Apply Online

Transaction Type
(inside the Eurozone)
Card Fee* Exchange Rate Transaction Fee
Cash withdrawal:

tick At an ATM*

tick In any Ulster Bank, RBS Group, NatWest Branch

tick Using your card in any other banks, travel agents, bureau de change or other outlets displaying the Visa Logo

tick Foreign currency withdrawal from a cash machine which is not an RBS, NatWest or Ulster Bank cash machine

tick Point of Sale Transactions



No Card Fee

No Card Fee


No Card Fee



2% of transaction amount (min €3, max €12)

No Card Fee


No charge

No charge


No charge



1.5% of transaction amount

No charge
Purchasing foreign currency or travellers cheques using your debit card:

tick In any RBS or NatWest Branch

tick Using your card in any other banks, travel agents, bureau de change or other outlets displaying the Visa Logo



Standard Bank charges
may apply



Standard Bank commission
rates may apply


* Standard Current Account Transaction Charges may apply as per Guide to Business Current Account Fees.

Transaction Type

(Outside the Eurozone)
Card Fee * Exchange Rate Transaction Fee
Cash withdrawal at an RBS, NatWest or Ulster Bank cash machine No Card Fee No charge***
Cash withdrawal which is not at an RBS, NatWest or Ulster Bank cash machine ** 2% of transaction amount (min €3, max €12) 1.5% of transaction amount
Purchasing foreign currency or travellers cheques using your Debit Card***

Purchases (point of sale transaction)
1% of transaction amount (min €0.25, max €6)

1% of transaction amount (min €0.25, max €6)
1% of transaction amount (min €0.25, max €6)

1% of transaction amount (min €0.25, max €6)


*ATM: Automated Teller Machine

* Standard Current Account Transaction Charges may apply as per Guide to Business Current Account Fees.

** Local banks may charge a fee

*** Transaction is converted into Euro at a rate determined by Ulster Bank

Note: No Annual Fee Applies. Stamp Duty of €5 per card is applicable.

Information is correct as at 01 September 2011.

You can find more information on fees and charges in the Business Debit Terms

For further information:

Contact your Relationship or Commercial Manager at your local Ulster Bank Business Centre/Branch

Find your local business centre/branch

enter your location or postcode