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Special Interest Deposit Account - Overview

Important Notice

All applications to open a Special Interest Deposit Account must be received and completed by 19 September 2014. After this date Special Interest Deposit Account will no longer be available for sale.

Get into a healthy savings habit with an instant access regular savings account.

We’re committed to making banking easier for you…. That’s why, whatever your savings goal, we offer a simple and flexible way to build your savings.

Our Special Interest Deposit Account enables you to save today for your tomorrow. So, whatever your savings goals - your child's education, a deposit for a home, holiday or just a rainy day – this could be the account for you.

  • Save regularly - You must set up a standing order from 1 per month to a maximum of 1,000 every month.
  • Easy access – access your funds whenever you need to with no penalties*.
  • Flexibility - you can change the amount you save without incurring any penalties or charges.
  • Keep track of your savings – manage your account 24/7 with Anytime Banking*
  • Minimum balance - 1.
  • Maximum balance - 100,000.
  • Annual interest - calculated daily and credited to the account in October.

You can open the account online in less than 10 minutes.

Even less if you’re registered for Anytime Banking as we’ll
pre-fill part of the application for you.

Gross is the interest rate paid before the deduction of tax.

Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.

Anyone aged 18 or over and resident in the United Kingdom can open a Special Interest Deposit account. Terms and Conditions apply . You can make a sole or joint application online.

†In order to maintain the highest levels of service, we may record and monitor telephone calls.

Apply online


Call 0800 046 6486

Lines are open:
Mon - Fri 8.30am - 7.30pm,
Saturday 9am to 2pm,
(excl. bank holidays).

Calls may be recorded.

Request a call back

Note: The earliest we can
call you back is the next
working day and will be between:
Mon to Fri 8:30am to 7.30pm,
Saturday 9am to 2pm,
(excl. bank holidays).