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ISA - Individual Savings Account

ISAs can be used for savings, just like a deposit account, but with the big advantage of having no tax to pay on the interest that your savings earn. There are two types of ISA, Stocks & Shares and Cash.

The overall ISA allowance for 2014/2015 tax year is 15,000. With this limit you can save:

Up to 15,000 in a cash ISA


Up to 15,000 in a stocks & shares ISA


Split your allowance of 15,000 between once cash ISA and one stocks and shares ISA as you choose.

You can also transfer any existing ISA balances you may have with other ISA providers to your Ulster Bank Cash ISA or Cash ISA Plus. Please see our Transferring Your ISA section for further information.

Tax- free interest means that interest payable is exempt from UK income tax.

Apply online

Call 0 800 046 6486
to apply

Lines are open:
Mon - Fri 8.30am - 7.30pm,
Saturday 9am to 2pm,
(excl. bank holidays).

Calls may be recorded.