Additional interest rate bonuses available, if you can limit withdrawals to one per quarter and four or less per year and keep a minimum balance of £2,000.

• Manage your money - bank online, by telephone or call into your local branch.
• Tiered variable interest - the more you save, the more your balance grows. Interest is calculated daily and paid into your account in January, April, July and October.
• No maximum balance - suitable for lump sum savings. Minimum opening balance is £2,000. A nominal interest rate will be applied on balances less than £2,000.
• Instant access - withdraw your funds if you need them.*
• Get the savings habit - set up a monthly Standing Order to help you build your savings.

Anyone over 16 and resident in the United Kingdom can open a Bonus Saver account, but you must be 18 or over to open an account online or via telephone.

*You are required to register for Anytime Banking to be able to access your funds and manage your account online or over the telephone. If you do not register for Anytime Banking you can manage your account through the branch network. Transfers to an account at other UK banks or building societies, either online or over the phone, are subject to a daily limit of £10,000. This limit is subject to variation and is correct as at 28 April 2010. If you wish to transfer more than this amount, please contact Anytime Banking on 08457 424 365^ to discuss the options available to you.

^Max call charge from a BT landline 7p plus up to 6p per minute. Calls from other networks may vary. In order to maintain the highest levels of service we may record and monitor calls.