Useful information

Mortgage repayment protection - Overview

Designed to support you in certain cases where you cannot meet your monthly mortgage repayment.

  • Help with your mortgage payments - if you cannot work in the event of an accident, sickness or involuntary redundancy this policy could cover both your monthly mortgage and your mortgage related costs.
  • Who can apply? - All new and existing Ulster Bank mortgage holders residing in the United Kingdom, aged between 18 and 64 and in permanent employment, including self-employment for at least 16 hours per week.
  • What does it cost? - The cost of the insurance is £5.12 (including insurance premium tax) per £100 of monthly benefit selected by you. You have the option of choosing repayment benefit for less or more than your current monthly mortgage repayments (up to a maximum of £2,000) and 125% of your current mortgage repayment.
  • No medical examination required.

If you are considering this cover, it is important to read the policy documentation to ensure the policy is right for you.

First time buyer/Momentum mortgage customers - avail of the first three months of Mortgage Repayment Protector cover free.