Standard current accounts

Fee-free banking on standard transactions to help manage your day-to-day finances.

	Current Plus Account	Standard Current Account	Step Account
Earn interest when you are in credit
Overdraft available - extra breathing space for your finances
Chequebook available (depending on your circumstances) - a handy way to pay
Pay bills - Standing Orders and Direct Debits make it easy
Free everyday banking - no monthly fees
Online and Phone Banking - manage your money when it suits you
Withdraw cash - get your money from almost any cash machine worldwide wherever you see the Cirrus, Maestro or Visa symbols
Pay for goods and services - your debit card makes shopping easy wherever you see the Cirrus, Maestro or Visa symbols
Monthly statements - keep up to date with your finances

Additional Information

Information about Standard Current Accounts

Earn interest when you are in credit

Keep your account in credit and earn interest on your full balance.

Overdrafts available

Flexibility when you need it most, perhaps if you need to tide your finances over until payday. Credit is available to over 18s only, depending on your circumstances.

Chequebook available

Ideal when it's not possible to pay by card or cash - perhaps when you're settling a bill with a tradesperson.

Pay bills

From gas and electricity to your mobile phone - pay your bills automatically from your bank account.

Free everyday banking

Despite all the benefits of our current accounts, we don't charge you just to run your account.

Online and Phone Banking

The fast, easy way to stay on top of your finances. You can also pay bills and manage Direct Debits and Standing Orders.

Withdraw cash

You're never far from your money. You can also check your balance, or get a mini-statement from an Ulster Bank cash machine.

Pay for goods and services

Why carry lots of cash? It's easy and safe to use your card - which comes with built-in security.

Monthly statements

Choose statements by post - or paperless statements through Online Banking. Plus get mini-statements from our cash machines.

Useful information