Student MasterCard - Optional protection
Easy access to cash worldwide and no annual fee.
Payment Protection Insurance (PPI)
- Peace of mind – make sure your credit card payments are made while you can't work (involuntary unemployment, accidents, illness or death).
- Breathing space – it pays up to 10% of your outstanding balance per month, for up to a year, direct to your Ulster Bank Credit Card.
- What does it cost? – just 79p for each £100, or part thereof, of the highest balance on your statement that month.
The premiums quoted are correct at the time of issue and include insurance premium tax at the appropriate rate. The rate of this tax may be liable to change. Please refer to Payment Protection summary terms and conditions (PDF) for details.
Card Protection Plus (CPP)
- Peace of mind - cover your cards for loss, theft or fraudulent use. One phone call cancels your cards and orders replacements.
- What does it cost? - £29 a year or £70 for three years.
- Protection – optional Card Protection Plus (CPP) protects all your cards and those of up to four other people in your household.
- Wide range – optional card protection plus covers credit, debit, store, charge and membership cards.
- Protection abroad - If you're stranded overseas, you can apply for a £3,000 emergency cash advance; £3,000 advance to help pay your hotel bills; and up to £5,000 advance to cover lost tickets and travel documents.
- Please refer to Card Protection Plus summary terms and conditions (PDF) for details.
How do I apply?
Simply choose the optional insurance policy you require when you apply for your Student MasterCard online. You can also apply later by contacting 0845 300 4642.
These insurances are optional and it is your responsibility to make sure that the policies are right for you.
