Gold Card - Rates and fees

Enjoy 0% p.a (fixed) interest for 12 months from account opening on your balance transfers and pay 0% p.a (fixed) on purchases for 6 months, from account opening. Thereafter the standard annual rate for balance transfers and purchases will be 16.9% p.a (variable).

Representative Example:
| Representative APR: | Standard purchase rate: | Assumed credit limit: |
| 16.9% APR (variable) | 16.9% p.a. (variable) | £1,200 |
The actual credit limit assigned to your account will vary depending on our credit assessment of you.
Gold Credit Card
You can download the summary box for the Gold Credit Card as a PDF.
Gold Credit Card Summary Box (PDF File 46KB)
We may obtain information about you from credit reference agencies and Group records to check your credit status and identity. The agencies will record our enquiries which may be seen by other companies who make their own credit enquiries. This may affect your ability to obtain credit elsewhere in the near future. We may use credit scoring.
Ulster Bank Cards, Ulster Bank Limited, PO Box 244, Belfast BT2 7AY
