Balance transfers - Overview
Make the most of your money.
Classic MasterCard
- Transfers up to 95% of your allocated credit limit.
- Make transfers from any provider, except from other Royal Bank of Scotland Group companies.
- 3.9% p.a. (fixed) introductory offer is available on all balances transferred within the first 12 months of account opening (subject to 2.9% fee, minimum £3), thereafter 17.5% p.a. (variable).
- Representative 18.9% APR (variable)
Gold MasterCard
- Transfers up to 95% of your allocated credit limit.
- Make transfers from any provider, except from other Royal Bank of Scotland Group companies.
- 0% p.a. (fixed) introductory offer is available on all balances transferred within the first 12 months of account opening (subject to 2.9% fee, minimum £3), thereafter 15.8% p.a. (variable).
- Representative 16.9% APR (variable)
Student MasterCard
- Transfers up to 95% of your allocated credit limit.
- Make transfers from any provider, except from other Royal Bank of Scotland Group companies.
- 17.5% p.a. (variable) on balance transfers from the date your account is opened.
- Representative 18.9% APR (variable)