Useful information

Credit Cards

Gold card

  • Standard interest rate for balance transfers and purchases: 16.9% p.a. (variable).
  • Transfer up to a limit of 95% of your credit limit - so, if your new Gold MasterCard has a limit of 3,000, you could switch up to 2,850.
  • Available to over 18s earning at least 20,000 per year.

Representative Example:

Representative 16.9% APR (variable)
based on an assumed Credit Limit of 1,200.

Standard interest rate for purchases:
16.95% p.a. (variable)

The actual credit limit assigned to your account will vary depending on our credit assessment of you.

Exclusive MasterCard Benefits

As an Ulster Bank credit card holder you can access exclusive benefits including:

MasterCard Customers
Access even more benefits by logging onto MasterCard's website

To benefit from the full period of any special offer; including any introductory special offers, you must not break any terms of your credit card agreement.

Allocation of Payments: If you do not pay off your balance in full, payments we receive will be allocated to pay the most expensive debt first. See General Condition 6 of your Credit Card Agreement for full details.