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Useful information

Credit Cards

Gold card

  • 0.00% p.a. (fixed) balance transfers for 12 months from account opening.
  • 0.00% p.a (fixed) for 6 months from account opening on purchases.
  • 16.95% p.a (variable) thereafter
  • 2.9% Balance transfer fee - (minimum 3)
  • Free purchase protection
  • Free extended warranty
  • Available to over 18s earning at least 20,000 per year.

Representative Example:

Representative APR:
16.9% APR (variable)

Standard purchase rate:
16.95% p.a. (variable)

Assumed credit limit:
1,200

The actual credit limit assigned to your account will vary depending on our credit assessment of you.

Added Extras

As an Ulster Bank credit card holder you can access exclusive benefits including:

MasterCard Customers
Access even more benefits by logging onto MasterCard's website

Classic MasterCard

  • 3.95% p.a (fixed) balance transfers for 12 months from account opening
  • 0.00% p.a (fixed) interest on purchases - for three months from account opening.
  • 18.94% p.a. (variable) thereafter
  • 2.9% Balance transfer fee - (minimum 3)
  • Available to over 18s

Representative Example:

Representative APR:
18.9% APR (variable)

Standard purchase rate:
18.94% p.a. (variable)

Assumed credit limit:
1,200

The actual credit limit assigned to your account will vary depending on our credit assessment of you.

To benefit from the full period of any special offer; including any introductory special offers, you must not break any terms of your credit card agreement.