Switch your mortgage - Important Information
Switch and you could save money with an Ulster Bank mortgage.
When you switch your existing residential mortgage to Ulster Bank you'll benefit from:
- Valuation fee paid (up to £190) - valuation fee negotiable for properties valued in excess of £1 million.
- We won't charge you legal and valuation fees for a standard remortgage provided our nominated solicitor is used
If you repay a fixed rate or discounted mortgage prior to the end of the agreed term, an early repayment charge equivalent to 3% of outstanding balance will be charged. The agreed term is the length of the fixed or discounted period.
The ratio of loan required to property value or purchase price, whichever is lower is known as Loan to Value (LTV). Maximum mortgage available is up to 90% of LTV.
Minimum mortgage amount £30,000. Mortgaged property must be in Northern Ireland.
You may have to pay a fee to your existing lender to release their mortgage and will have to pay any legal fees for any additional work done for you.
Full details of our rates and arrangement fees are available by clicking here.
Key Facts Illustrations are available from any Ulster Bank branch.
