Investment 2 Year Fixed Rate

Our Investment 2 Year Fixed Rate mortgage gives you security and peace of mind of knowing in advance what your monthly repayment will be until the end of your fixed term.

Based on affordability, not rental income

Unlike with some buy to let mortgages, the amount you can borrow isn't reliant on the amount of rent your property has the potential to generate. As well as the achievable rental value, we will take into account any disposable income you may have, to top up your monthly mortgage repayments where rental income does not cover the mortgage payments. Ideal when you want to buy in an area where prices have risen - and have the potential to keep rising steadily - but where rents have remained static. It also gives you the flexibility to invest with an eye on the long term, without over-stretching yourself

Your repayment options

The Buy to Let Mortgage is primarily a capital and interest repayment mortgage but you can choose to make interest-only payments for up to five years, after which your repayments will increase to cover the capital part of your repayment. This is a popular option for landlords investing over the long term.

Start building your property portfolio

You can build a portfolio of up to five properties with us, with a maximum investment of £750,000 covering all the properties.

Insurance and Protection

We can provide you with the other products you may require when you buy or move home including:

• Home Insurance
• Mortgage Repayment Protection Insurance - just ask your local branch for details