Switch and you could save you money with an Ulster Bank mortgage.

When you switch your existing residential mortgage to Ulster Bank you'll benefit from:

• Valuation fee paid (up to £190) - valuation fee negotiable for properties valued in excess of £1 million.
• We won't charge you legal and valuation fees for a standard remortgage provided our nominated solicitor is used.

If you repay a fixed rate or discounted mortgage prior to the end of the agreed term, an early repayment charge equivalent to 3% of amount repaid will be charged. The agreed term is the length of the fixed or discounted period.

If a fixed or discounted mortgage is repaid in full or part within 2 years of drawdown, a penalty equal to the full amount of the legal and valuation fees paid by Ulster Bank will be payable by the customer.

The ratio of loan required to property value or purchase price, whichever is lower is known as Loan to Value (LTV). Maximum mortgage available is up to 90% of LTV.

Minimum mortgage amount £30,000.

You may have to pay a fee to your existing lender to release their mortgage and will have to pay any legal fees for any additional work done for you. There is no arrangement fee on our Flexi mortgage. An arrangement fee applies for other mortgages.

Full details of our rates and arrangement fees are available by clicking here

Mortgage offer in 24 hours - Assumes applicants are employed, LTV is less than or equal to 75%, affordability/income multiple criteria has been met, Know Your Customer (identity requirements) and money laundering checks have been carried out and we are in receipt of all supporting documentation.

Key Facts Illustrations are available from any Ulster Bank branch.