Our Momentum mortgage makes it easier to get onto the property ladder.

First time buyers only and resident in Northern Ireland. Available with participating developments only. Subject to status and conditions. Over 18s only. 40 year term is available. No maximum age. Where a mortgage extends beyond normal retirement age, the customer should be able to demonstrate continued ability to service the loan by way of pension or alternative means. This offer is for residential mortgages only. 95% loan to value applies to Momentum mortgage only. An arrangement fee of £295 will apply. If you sell your property within 5 years of mortgage drawdown, you will be required to repay the full deposit to the developer. Personal loans and mortgage top-ups are subject to eligibility. Any increase in borrowing by way of a mortgage top-up will increase your mortgage amount and loan to value. Early repayment charge of 3% of outstanding balance is charged if repaid in part or full before end of fixed or discounted period.
Terms and conditions apply - please refer to your letter of offer for full details.