Personal loan - Before you apply online
It's easy to apply online for a personal loan - here's all the information you need.
About you and your application
You can borrow from £1,000 up to a maximum of £25,000.
Please check that the term you choose is applicable to the purpose and the amount of the loan. You may be required to re-apply if an appropriate term is not selected.
For example:
| Loan amount | Term |
|---|---|
| £1,000 - £1,999 | 1 - 2 yrs |
| £2,000 - £2,999 | 1 - 3.5 yrs |
| £3,000 - £9,999 | 1 - 5 yrs |
| £10,000 + | 1 - 7 yrs |
Terms of up to 10 years are available for owner-occupiers for home improvement loans only (includes holiday homes but not buy-to-let properties).
If you are borrowing for a holiday, the loan is only available for a one year term.
Please note that you may be asked to provide copies of your bank/credit card statements and other relevant documentation to complete your application.
We will use this documentation to confirm details such as your salary and your mortgage or rent repayments. It is important that the information you supply when completing the application reflects what appears in your statements, so you may wish to have these to hand. Any differences may result in you having to resubmit your application.
Your application is valid for 28 days from the date you apply.
Before you apply please use our Quick Quote service for details of the monthly repayments you can expect to pay.
Important information
Please make sure you have read Information about Ulster Bank personal loans, Legal information before you make your application.
For existing customers
Already have an account with Ulster Bank?
Not got an Ulster bank account?
Our personal loans are only available to Ulster Bank current account holders. Not got one?
View and apply for Ulster Bank current accountYou must be over 18 and a resident in the UK.