Managing your finances online using your PIN and password is safe and convenient. But we're always looking to enhance your security, using the latest technology.

What is a card reader?

A Card-Reader looks a lot like a small, hand-held calculator. It's battery-powered and you don't need to attach it to your computer. It’s designed to help protect you against online fraud when carrying out certain transactions online.

The Card-Reader simply reads the security chip on your card - it doesn't actually hold any information about you or your passwords.

The Card-Reader will:

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  verify numbers you enter on its keypad

   
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  generate new random numbers for you to use online

   

and because these numbers change each time you use your Card-Reader, they can't be imitated or copied